:root{--navy:#0a2a43;--blue:#0e6ba8;--ice:#eef5fa;--ink:#14212b;--mute:#55656f;--line:#d6e1e9;--cta:#c2410c;--cta-d:#9a3412;--w:1120px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;padding-bottom:64px}
img,svg{max-width:100%;height:auto}
a{color:var(--blue)}a:hover{color:var(--navy)}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(1.9rem,5vw,2.9rem)}h2{font-size:clamp(1.45rem,3.2vw,2rem);margin-top:0}h3{font-size:1.15rem}
p{margin:0 0 1em}ul,ol{margin:0 0 1em;padding-left:1.25em}li{margin-bottom:.4em}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px;z-index:99}.skip:focus{left:8px;top:8px}
.top{background:var(--navy);color:#dbe8f2;font-size:.9rem}.top .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.top a{color:#fff;font-weight:700;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}
.brand{font-weight:800;font-size:1.02rem;color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:9px;line-height:1.1;flex:0 0 auto;white-space:nowrap}
.brand span{display:block}.brand small{display:block;font-weight:500;color:var(--mute);font-size:.72rem;letter-spacing:.04em;text-transform:uppercase}
nav.main ul{list-style:none;display:flex;gap:2px;margin:0;padding:0;align-items:center}
nav.main li{margin:0}nav.main a{display:block;white-space:nowrap;padding:9px 7px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.9rem;border-radius:6px}nav.main li .btn{padding:10px 14px;margin-left:4px}
nav.main a:hover,nav.main a[aria-current]{background:var(--ice);color:var(--navy)}
.menu{display:none}.nt{position:absolute;opacity:0;width:1px;height:1px}
.btn{display:inline-block;background:var(--cta);color:#fff;font-weight:700;text-decoration:none;padding:13px 22px;border-radius:8px;border:0;font-size:1rem;cursor:pointer;line-height:1.2;text-align:center}
.btn:hover{background:var(--cta-d);color:#fff}
.btn.alt{background:#fff;color:var(--navy);border:2px solid var(--navy);padding:11px 20px}.btn.alt:hover{background:var(--ice)}
.btn.blue{background:var(--blue)}.btn.blue:hover{background:var(--navy)}
:focus-visible{outline:3px solid #f59e0b;outline-offset:2px}
.hero{background:linear-gradient(180deg,var(--ice),#fff);padding:44px 0 36px;border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:start}
.hero p.lead{font-size:1.15rem;color:#2c3e4b}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0 6px}
.crumbs{font-size:.88rem;color:var(--mute);margin-bottom:12px}.crumbs a{color:var(--mute)}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}
.quote h2,.quote .t{font-size:1.25rem;margin-bottom:.2em}.quote p.s{font-size:.92rem;color:var(--mute);margin-bottom:14px}
label{display:block;font-weight:600;font-size:.92rem;margin:0 0 4px}
input,select,textarea{width:100%;font:inherit;padding:11px 12px;border:1px solid #9fb2c0;border-radius:8px;background:#fff;color:var(--ink);margin-bottom:12px}
textarea{min-height:84px;resize:vertical}
.hp{position:absolute;left:-9999px}
.fine{font-size:.82rem;color:var(--mute);margin:10px 0 0}
section.s{padding:52px 0}section.s.alt{background:var(--ice)}
.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}
.tile{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}
.tile{display:flex;flex-direction:column}.tile h3{margin-bottom:.35em}.tile a.more{font-weight:700;text-decoration:none;margin-top:auto}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding-left:52px;margin-bottom:18px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:grid;place-items:center}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}
.areas{columns:3;column-gap:24px;list-style:none;padding:0}.areas li{break-inside:avoid;padding:3px 0}
details.faq{border:1px solid var(--line);border-radius:10px;padding:0 16px;margin-bottom:10px;background:#fff}
details.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 0;list-style:none}
details.faq summary::-webkit-details-marker{display:none}details.faq summary::after{content:"+";float:right;font-size:1.3rem;line-height:1}
details.faq[open] summary::after{content:"\2212"}
.band{background:var(--navy);color:#e4eef6;padding:44px 0;text-align:center}.band h2{color:#fff}.band .btn.alt{border-color:#fff;background:transparent;color:#fff}.band .btn.alt:hover{background:#12395a}
.note{border-left:4px solid var(--blue);background:var(--ice);padding:14px 18px;border-radius:0 8px 8px 0;margin:0 0 1.2em}
.prose{max-width:760px}.prose h2{margin-top:1.6em}.prose h3{margin-top:1.2em}
.meta{color:var(--mute);font-size:.92rem}
footer.site{background:#071d2f;color:#b7c8d6;padding:44px 0 24px;font-size:.95rem}
footer.site h2{color:#fff;font-size:1rem;margin-bottom:.6em}footer.site a{color:#dbe8f2}
footer.site .fg{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin-bottom:.45em}
footer.site .legal{border-top:1px solid #1c3a52;margin-top:28px;padding-top:16px;font-size:.84rem}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:none;background:#fff;border-top:1px solid var(--line);padding:8px 12px;gap:8px;box-shadow:0 -4px 14px rgba(0,0,0,.08)}
.callbar a{flex:1;padding:13px 8px}
table{border-collapse:collapse;width:100%;margin-bottom:1em}th,td{border:1px solid var(--line);padding:9px 11px;text-align:left;vertical-align:top}th{background:var(--ice)}
@media(max-width:1000px){
 .menu{display:block;cursor:pointer;padding:10px 14px;border:1px solid var(--line);border-radius:8px;font-weight:700;color:var(--navy)}
 nav.main{position:relative}nav.main .panel{display:none;position:absolute;right:0;top:50px;width:min(280px,86vw);background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 10px 30px rgba(0,0,0,.14);padding:8px}
 .nt:checked~.panel{display:block}.nt:focus-visible+.menu{outline:3px solid #f59e0b}
 nav.main .panel ul{flex-direction:column;align-items:stretch}
}
@media(max-width:860px){
 body{font-size:16.5px}
 .hero .wrap,.cols,.g2,.g3{grid-template-columns:1fr}.areas{columns:2}footer.site .fg{grid-template-columns:1fr 1fr}
 nav.main .panel ul{flex-direction:column;align-items:stretch}
 .top .hide-m{display:none}.callbar{display:flex}
 section.s{padding:38px 0}
}
@media(min-width:1001px){nav.main .menu{display:none}.nt{position:absolute;opacity:0;width:1px;height:1px}nav.main .panel{display:block!important}}
@media(max-width:520px){.brand{white-space:normal;font-size:.95rem;flex:1 1 auto;min-width:0}.brand small{display:none}header.site .wrap{gap:8px}.areas{columns:1}footer.site .fg{grid-template-columns:1fr}}
@media print{.callbar,.top,header.site{display:none}}
.photo{margin:0}.photo img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:12px;border:1px solid var(--line);background:var(--ice)}
section.s.photo-s{padding:28px 0 0}
/* dropdown nav */
nav.main li.has-sub>a::after{content:"";display:inline-block;width:6px;height:6px;margin:0 0 3px 7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg)}
nav.main ul.sub{list-style:none;margin:0;padding:0;display:none;flex-direction:column;align-items:stretch;gap:0}
nav.main ul.sub a{font-weight:500;font-size:.88rem;white-space:nowrap}
@media(min-width:1001px){
 nav.main li.has-sub{position:relative}
 nav.main ul.sub{position:absolute;left:0;top:100%;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 10px 30px rgba(0,0,0,.14);padding:6px;z-index:40}
 nav.main li.has-sub:hover>ul.sub,nav.main li.has-sub:focus-within>ul.sub{display:flex}
 nav.main ul.sub a{padding:9px 12px}
}
@media(max-width:1000px){
 nav.main .panel{max-height:80vh;overflow-y:auto}
 nav.main ul.sub{display:flex;padding:0 0 4px 14px;border-left:2px solid var(--line);margin:0 0 4px 10px}
 nav.main li.has-sub>a::after{display:none}
}
nav.main li.on>a{background:var(--ice);color:var(--navy)}
/* compact quote form */
.card.quote{padding:16px 18px}
.quote form,form.quote{display:grid;grid-template-columns:1fr 1fr;column-gap:12px}
form.quote>*{grid-column:1/-1}
form.quote>.fld{grid-column:auto;min-width:0}
form.quote>.fld.full{grid-column:1/-1}
form.quote .t{margin:0 0 2px}form.quote p.s{margin-bottom:10px;font-size:.88rem}
form.quote label{font-size:.85rem;margin-bottom:3px}
form.quote input,form.quote select,form.quote textarea{padding:8px 10px;margin-bottom:9px;font-size:.95rem}
form.quote textarea{min-height:52px;height:52px}
form.quote .btn{padding:11px 16px}
form.quote .fine{font-size:.78rem;margin-top:8px}
@media(max-width:520px){form.quote{grid-template-columns:1fr}form.quote>.fld{grid-column:1/-1}}
/* footer about column */
footer.site .fg{grid-template-columns:1.7fr 1fr 1fr 1fr}
footer.site .ab p{margin:0 0 .8em;line-height:1.55}footer.site .ab .biz{font-size:.9rem}footer.site .ab .biz strong{color:#fff;font-weight:600}
form.quote select{height:calc(1.5em + 16px + 2px)}form.quote input{height:calc(1.5em + 16px + 2px)}form.quote textarea{height:52px}
/* footer v2: 4 columns */
footer.site .fg{grid-template-columns:1.4fr 1fr 1.1fr 1.2fr}
footer.site .ct p{margin:0 0 .7em;line-height:1.5}
footer.site .legal{text-align:center}footer.site .legal p{margin:.5em 0 0}
footer.site .legal-links{display:flex;justify-content:center;flex-wrap:wrap;gap:6px 14px;font-size:.9rem}footer.site .legal-links span{color:#4d6a80}
@media(max-width:860px){footer.site .fg{grid-template-columns:1fr 1fr}}
@media(max-width:520px){footer.site .fg{grid-template-columns:1fr}}
/* service areas mega-dropdown */
html{scroll-padding-top:90px}
@media(min-width:1001px){
 nav.main ul.areas-sub{left:auto;right:0;min-width:470px;display:none;grid-template-columns:1fr 1fr;gap:0 6px}
 nav.main li.has-sub:hover>ul.areas-sub,nav.main li.has-sub:focus-within>ul.areas-sub{display:grid}
 nav.main ul.areas-sub li.all{grid-column:1/-1;border-bottom:1px solid var(--line);margin-bottom:4px;padding-bottom:4px}
 nav.main ul.areas-sub li.all a{font-weight:700;color:var(--navy)}
}
@media(max-width:1000px){nav.main ul.areas-sub li.all a{font-weight:700;color:var(--navy)}}
/* services page */
.svc-cols{align-items:center;gap:36px}
ul.ticks{list-style:none;padding:0;margin:0 0 14px}ul.ticks li{position:relative;padding:4px 0 4px 26px}
ul.ticks li::before{content:"";position:absolute;left:4px;top:.72em;width:7px;height:12px;border:solid var(--blue);border-width:0 2px 2px 0;transform:translateY(-60%) rotate(45deg)}
.svc h2{margin-top:0}
ul.areas{columns:3;list-style:none;padding:0;margin:0 0 14px}ul.areas li{padding:3px 0}
@media(max-width:900px){ul.areas{columns:2}}@media(max-width:520px){ul.areas{columns:1}}